Retirement Communities in Florida on the Beach

*UPDATED: November 2024
With its white sandy beaches, relaxing lifestyle, active adult communities, and excellent healthcare system, Florida has long been a mecca for people looking to retire. It isn’t an accident that Florida’s nickname is The Sunshine State. It boasts an average of 230 days of sunshine, and even in winter, you are guaranteed to enjoy a considerable amount of daylight. 

There are many retirement communities in Florida on the beach, and the good news is that you don’t need to have a deep pocket to afford one of them. Of course, you can find the ones where your dollar would stretch, but there are many affordable places where you can do it very comfortably on a retired police officer’s budget. 

Today SDC International Shipping will look at some of the best retirement communities on the Florida beach, including those on a budget and hurricanes-free.  

 

Florida is known for its beautiful beaches and vibrant retirement communities. In 2024, here are some of the best retirement communities located on or near the beach:

 

1. The Villages

• Location: Central Florida, with easy access to the coast.
• Features: While not directly on the beach, it offers a wide range of amenities, golf courses, and recreational activities. Residents can easily travel to nearby beaches like Daytona and Clearwater.

2. Alden Pointe

• Location: St. Augustine.
• Features: This community offers beachfront living with luxury amenities, including pools, fitness centers, and social activities, all within close proximity to the historic charm of St. Augustine.

3. Pelican Bay

• Location: Naples.
• Features: An upscale gated community with access to private beaches, nature trails, and luxurious amenities like golf courses, fitness centers, and fine dining.

4. Harbor Chase of Palm Coast

• Location: Palm Coast.
• Features: This community offers assisted living and memory care with beautiful views of the Intracoastal Waterway and is just a short drive from several beaches.

5. The Watermark at Vistawilla

• Location: Winter Park (near Orlando, but close to beaches).
• Features: While not directly on the beach, this community offers luxurious living and easy access to coastlines like Cocoa Beach.

6. Oceanside

• Location: Vero Beach.
• Features: A beachfront community with a focus on active living, Oceanside includes amenities like tennis courts, pools, and direct access to the beach.

7. Sunrise Senior Living of Jacksonville

• Location: Jacksonville Beach.
• Features: Offers assisted living and memory care services with a focus on lifestyle and beach access.

8. Seabreeze

• Location: Daytona Beach.
• Features: A vibrant community with easy access to the beach, offering recreational activities and a social calendar.

9. The Shores

• Location: Daytona Beach Shores.
• Features: A welcoming community with beachfront access, fitness programs, and social events for active retirees.

10. Cypress Cove

• Location: Fort Myers.
• Features: A continuing care retirement community with amenities, access to beaches, and a focus on wellness and active living.

 

Considerations:

• Amenities: Look for communities that offer amenities that match your lifestyle, including fitness facilities, social activities, and healthcare services.
• Location: Proximity to beaches, shopping, dining, and healthcare is essential.
• Cost: Evaluate the cost of living in these communities, including HOA fees and additional services.

 

Florida offers numerous affordable retirement communities where you can enjoy a beachside lifestyle on a budget. Here are some options:

• Boynton Beach: Indian Spring, Quail Ridge, Palm Isles
• Sarasota: Plaza de Flores, Palm Aire, Lake Tippecanoe
• St. Petersburg: Paradise Shores, Terrace Park of Five Towns
• Delray Beach: Las Verdes, Lakes of Delray
• Jacksonville: Sweetwater, Freedom at Arbor Mill
• Melbourne: Indian River Colony Club, Alamanda Key
• Fort Myers: Pine Ridge of Fort Myers, Fiddlesticks Country Club
• Margate: Oriole Gardens, Paradise Gardens

 

While no location in Florida is entirely immune to hurricanes, some areas experience less storm activity. For those seeking a safer option with lower hurricane risks, consider these communities:

• Fernandina Beach
• Ocala
• Lake City
• Gainesville
• Naples
• Palatka
• Sanford
• Orlando
• Kissimmee
• Leesburg

 

Florida has a wealth of beachfront retirement communities with plenty to offer. From affordable options to luxurious settings, each location has its unique appeal. Contact the communities mentioned to learn more and choose the perfect spot for your retirement dreams.